How to cancel Bank e-NACH / NACH auto-debit

SIPs, insurance, EMIs and many subscriptions debit through a NACH mandate registered with your bank — cancel it at the bank, not just the merchant.

1. 1Net banking: log in → “Mandates” / “e-Mandate” / “NACH mandates” (often under Bill Pay) → select the biller → Cancel / Stop.
2. 2Mobile banking app: Payments → Mandates → select → Cancel.
3. 3No online option? Submit a mandate-cancellation request at your branch, or ask the merchant to stop it in writing.
4. 4Do it 1–2 working days before the next debit date so it takes effect in time.

App menus change often — if a step doesn't match exactly, look for Account / Profile → Subscription / Membership → Cancel or Manage, and always cancel the UPI/NACH/card mandate too. This is general guidance, not financial or legal advice.